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Moove vs Phantom: which wallet fits you?
Both are non-custodial wallets. Phantom started on Solana and supports nine networks, with trading tools and a US dollar Cash account; Moove covers 30+ networks and is built for paying and getting paid by @handle.Moove and Phantom, side by side.
| Moove and Phantom, side by side. | Moove | Phantom |
|---|---|---|
| Who holds the keys | Moove: You do. Moove Wallet’s keys are made and kept on your phone, so Moove can’t move or freeze your money. | Phantom: You do: a recovery phrase, or Google or Apple sign-in with a PIN. |
| Networks | Moove: 30+ networks, including Ethereum, Base, Solana, Bitcoin and Tron. | Phantom: Nine, including Solana, Ethereum, Base, Polygon, BNB Chain and Bitcoin. Tron isn’t listed. |
| Fee to send | Moove: Free on the same token and network; 0.02% across tokens or networks, plus network fees. | Phantom: Network fees only, and Phantom covers some of them. |
| Fee to swap or bridge | Moove: 0.02%, plus network fees. | Phantom: 0.85% on most swaps, plus bridge provider and network fees. |
| Buy and sell with local money | Moove: Moove Ramp, from 0.10%, where it’s live. An identity check is needed for this step only. | Phantom: Buy through third-party providers. To sell, Phantom points you to an exchange; in the US, Cash withdraws to a bank by ACH. |
| Pay by name | Moove: Yes: one @handle, paid on any network Moove supports. | Phantom: Yes: a Phantom @username, linked to one wallet. |
| Payment links | Moove: Yes: a link for an exact amount, payable from any supported wallet. | Phantom: None published. |
| Where it runs | Moove: iPhone, Android and the web. Moove Wallet is in the app. | Phantom: iPhone, Android and browser extensions. |
Which fits you?
When Moove fits better
- You need networks Phantom doesn’t list, such as Arbitrum, Optimism, Avalanche or Tron.
- You want to sell stablecoins for local money in the app where Moove Ramp is live, rather than through an exchange.
- You swap often and want 0.02% rather than 0.85%.
When Phantom fits better
- You trade on Solana and want Phantom’s trading tools.
- You live in the US, outside New York, and want a dollar Cash account with a debit card.
- You want a browser extension for apps on your computer.
Questions about Moove and Phantom.
How much does Phantom charge to swap?
Phantom charges 0.85% on most swaps, plus network fees, and a bridge provider fee on cross-chain swaps. Some stablecoin swaps into its Cash account are free. Moove charges 0.02%, plus network fees.
Can I use Phantom with Moove?
Yes. Connect Phantom on moove.xyz, or in the Moove App on Solana, and pay or get paid from it with Moove’s fees. Your keys stay in Phantom.
Which networks does each support?
Phantom lists nine networks, including Solana, Ethereum, Base and Bitcoin. Moove covers 30+, including Ethereum, Base, Solana, Bitcoin and Tron.
Can I cash out to my bank?
With Moove Ramp you sell stablecoins for local money in the Moove App, where it’s live. Phantom has no in-app sell: it points you to an exchange, and its US Cash account withdraws to a bank by ACH.
Sources.
Every fact on this page comes from these pages, read on October 23, 2026.- Phantom Help: Supported networks
- Phantom Help: Swap crypto in Phantom
- Phantom Help: Bridge crypto in Phantom
- Phantom Help: Understanding network fees
- Phantom Help: Third-party onramp providers
- Phantom Help: Sell your crypto through an exchange
- Phantom Help: Get started with Phantom
- Phantom Help: Manage your Phantom username
- Phantom Help: Your Cash account
- Phantom: Download
- moove.xyz Docs: Product prices
- moove.xyz Docs: Supported blockchains
More comparisons.
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A wallet for 100+ blockchains, against Moove’s money app for paying and getting paid by @handle.Moove vs Wise
Bank transfers at the mid-market rate, against stablecoins that arrive any day, in your own wallet.Moove vs Stripe
Card payments paid out on business days, against stablecoin payments straight to your own wallet.
