Fiat Payment Gateway
Take cards. Keep dollars.
Customers pay your links by Visa or Mastercard. You receive USDC on Solana, in your own wallet.
Most customers won’t pay in crypto.
Plenty of your customers have never held a stablecoin. They reach for a Visa or a Mastercard. You want digital dollars in a wallet you control, not a merchant account with its own payout schedule.
Turn on cards in three steps.
Settle in USDC on Solana
Set your default wallet to receive USDC on Solana. Every card payment settles in that token, in that wallet.Switch on Visa and Mastercard
In your Moove Business settings, open Payments & Currency and switch on Visa and Mastercard. Your payment page and fiat links start offering cards.Create a payment link
Choose Fiat, set the price and see the USDC it pays out before you share it. Customers pay by card after verifying once in the Moove App.
Cards, without the merchant account.
Cards and crypto, one link
One link takes Visa, Mastercard and crypto wallets. You get the same USDC.Every sale on record
Card payments appear in Transactions with the card amount beside the USDC you received, so your books show both.Built into your checkout
Create a fiat link for each order from your own code, and fulfil the order when the webhook says it’s paid.The price is the price.
Your customer pays exactly the link price, and you see the USDC you’ll receive before you share the link.- Added at checkout
- Nothing
- Moove and protocol fees, in the rate
- Included
- Setup or monthly fee
- None
Moove vs a card processor.
| Moove vs a card processor. | Moove | Typical card processor |
|---|---|---|
| What you receive | Moove: USDC on Solana, in your wallet | Typical card processor: Local currency, paid out to a bank |
| What you need to start | Moove: Moove Business and a wallet | Typical card processor: A merchant account and a business bank account |
| How fees show up | Moove: In the quoted rate, nothing added for the customer | Typical card processor: A percentage plus a fixed fee per payment |
| Monthly or setup fees | Moove: None | Typical card processor: Common on many plans |
| Crypto on the same checkout | Moove: Yes, from any supported wallet | Typical card processor: A separate product, if offered |
Frequently asked questions.
Who processes card payments on Moove?
Moove does. Moove collects the payment from your customer’s card and converts it into USDC. Card details are entered in PCI DSS-compliant secure fields, so the full card number is never stored by Moove or shown to you. Your customer verifies their identity once in the Moove App, because card payments require knowing who is paying.
What do I receive when a customer pays by card?
USDC on Solana, in the wallet your link names. Your customer is charged exactly the price on the link. Moove converts the card payment into USDC at the rate quoted at checkout and sends exactly that to your wallet, and the payment records both amounts.
Which cards and currencies can I accept?
Visa and Mastercard, debit or credit. Payment links are priced in Australian or Hong Kong dollars today, and on Australian dollar links customers can also pay by PayID. If a customer’s card is in another currency, their card issuer converts it and may charge its own fee.
What does my customer need to pay by card?
The Moove App and a one-time identity check. On the web checkout they choose Card, sign in by scanning a code with the app, then enter their card and pay. In the app, they pay with a card saved there. Customers paying from a crypto wallet need neither.
Is card acceptance available on every account?
Card acceptance is rolling out. Open Payments & Currency in your Moove Business settings and switch on Visa and Mastercard; if it isn’t available for your account yet, the setting says so. Your default wallet needs to receive USDC on Solana first.
Do I need a merchant account or a bank account?
No. You need Moove Business and a wallet that receives USDC on Solana. Moove handles the card side, and what you earn arrives in your wallet as USDC. To move it into local money, use Moove Ramp where your country is live.
Can the same link accept crypto too?
Yes. A fiat payment link can be paid by card or from a crypto wallet. A wallet payment is priced from the same rate a card payment would use, so you receive the same USDC either way.
