On-ramp & Off-ramp
Your revenue, in local money.
Cash out to your bank or top up by card, from 0.10%.
Earned in dollars. Spent locally.
Clients pay in USDC or USDT. Rent, wages and suppliers want local money. Converting usually means an exchange, a withdrawal and a wait, while someone else holds your money.
Cash out in three steps.
Get a quote
In Moove Business, choose how much to cash out. The rate, the fee and exactly what reaches your bank show before anything moves.Pick an account in your name
Cash out and top up only with accounts in your own name.Confirm in the Moove App
Verify your identity once, then confirm. Local money goes to your bank.
Made for money that moves both ways.
Cash out only what you need
Convert what rent, wages and stock need. Keep the rest in dollars.Top up by card or bank
Buy stablecoins with your card or bank, straight into your own wallet.
A growing list of countries
See where you can top up, cash out or both. More countries are on the way.Every fee, shown upfront.
Each quote shows the fee and exactly what you’ll receive before you confirm. Network fees go to the network, and there is no hidden spread.- Moove Ramp, globally
- From 0.10%
- Protocol fee, in your quote
- Included
- Subscription or deposit fee
- None
Moove vs a crypto exchange.
| Moove vs a crypto exchange. | Moove | Crypto exchange |
|---|---|---|
| Where stablecoins sit | Moove: In your own wallet | Crypto exchange: In an exchange balance until you withdraw |
| Cashing out | Moove: Quote, confirm and send from your wallet | Crypto exchange: Deposit, sell, then request a withdrawal |
| What you see first | Moove: The exact amount you’ll receive | Crypto exchange: A trade price, with withdrawal fees separate |
| Moove fee | Moove: From 0.10%, shown in the quote | Crypto exchange: Trading and withdrawal fees, by platform |
| After you buy | Moove: Pay, swap or bridge from the same wallet | Crypto exchange: Withdraw to a wallet before you can pay anyone |
Frequently asked questions.
Can my business convert crypto to fiat with Moove?
Yes. Sell USDC or USDT for local money, paid to a bank account in your own name, or buy stablecoins with your bank, a card or PayID. What you can do depends on your country, because each corridor supports its own directions and methods. Every conversion finishes in the Moove App after a one-time identity check.
Can I withdraw to my company’s bank account?
Only if the account is held in your own name. Moove checks the account holder against your verified identity, so an account belonging to someone else, including a company you aren’t the named holder of, can’t be used. Freelancers and sole traders are the best fit today.
Which countries are supported?
Moove Ramp supports 70+ countries, some live today and the rest on the way. It is live in Nigeria (buy and sell, by bank transfer), Australia (buy, by card or PayID) and Hong Kong (buy, by card). Your verified identity belongs to one country, so you convert in that country’s currency.
How do I buy stablecoins?
Open Ramp in the Moove App, choose your currency and USDC or USDT, and enter an amount to see a live quote. Pay with a method your country supports, and the stablecoins settle into your wallet. On a bank transfer, the app shows exactly where and how much to pay.
Can I finish a conversion on the website?
Not today. The website and Moove Business show you a live rate, and every conversion finishes in the Moove App for iOS or Android. Sending, receiving, swapping and bridging all work on the web, so the app is only needed for the step that touches local money.
How much can I convert?
Two limits apply. Your account has a limit over a rolling 30 days, which verifying your identity raises, and each payment method has its own minimum and maximum per payment. Both are shown in Settings with what you’ve used, so larger conversions can be planned ahead.
What does it cost to convert stablecoins to local money?
Moove Ramp starts at 0.10%, shown in the quote before you confirm. Card payments include a protocol fee in the rate you’re quoted. You also pay the network fee on the stablecoin side and anything your bank or card issuer charges. No subscription, no deposit fee, no hidden spread.
Does Moove hold my money during a conversion?
Not the stablecoins. What you buy settles into your Moove Wallet, a non-custodial wallet whose keys only you hold, and what you sell is sent from it as part of the flow. Moving local money is regulated, which is why a one-time identity check is needed.
