Receive USDM.

Receive USDM from any crypto wallet across 30+ blockchains.

You're receiving

About USDM

USDM is Mountain Protocol's regulated yield-bearing stablecoin, backed by short-term US Treasury Bills and designed to provide permissionless access to US government bond yields on-chain. With full regulatory backing and daily yield accrual, USDM offers both stability and return for DeFi users and institutions seeking compliant dollar exposure.

Frequently Asked Questions

How can I receive USDM?

You can receive USDM directly through Moove Profile or Moove Receive, which allows you to receive 16,000+ cryptocurrencies across 30+ blockchains. Simply connect your wallet, choose your default settlement cryptocurrency, and receive USDM from any Moove Handle, Ethereum name service (ENS), Solana name service (SNS) or wallet address via a decentralised peer-to-peer transfer.

How do I create a payment link to get paid in USDM?

Moove Payment Links let you request USDM without sharing a wallet address at all. Create a link for the amount you want to be paid, send it over any channel — chat, email or an invoice — and the payer opens it, pays, and the USDM settles straight into your self-custody wallet. The link still works when the payer holds a different cryptocurrency, because the conversion happens on their side of the transaction rather than yours.

How long does it take to receive USDM?

Incoming USDM lands as soon as the network confirms the sender's transaction, which is seconds to a couple of minutes on most chains. There is nothing to accept, claim or approve, and you do not need to be online for it to arrive — the assets settle to your wallet address whether the app is open or not. Once confirmed, the USDM is yours outright and the sender cannot recall it.

What if the person that I am receiving from pays with a different cryptocurrency than USDM?

You can receive USDM and the sender will automatically convert in their source cryptocurrency through our integrated cross-token swaps and cross-chain bridges. This means that even when the sender prefers a different token than USDM, we will automatically route and settle the crypto peer-to-peer transfer using the platform's embedded swap and bridge DeFi infrastructure.

What are the fees for receiving USDM?

To receive USDM, you do not have to pay any of the gas fees required by the blockchain that you're sending from or any of the protocol fees of moove.xyz, as the sender bears all the transaction costs if applicable. For the sender, protocol fees for same-token and same-chain transactions, such as USDM to USDM, are free of charge, while for cross-token and cross-chain transactions, such as USDM to any other cryptocurrency regardless of the blockchain, it is a flat 0.02% per transaction.

What wallets can I use to receive USDM?

You can use any major non-custodial wallets such as Moove Wallet, MetaMask, Phantom, Solflare, Trust Wallet, Backpack and more to receive USDM. Via moove.xyz, your crypto wallet will be able to receive 16,000+ cryptocurrencies across 30+ chains including Bitcoin, Ethereum, Solana, Polygon, Base, Avalanche, Tron and more, ensuring an effortless and interoperable Web3 experience, even if your preferred settlement cryptocurrency is USDM only.

What blockchains can I use to receive USDM?

You can receive USDM across 30+ blockchains on moove.xyz, including Bitcoin, Ethereum, Solana, Polygon, Base, Avalanche, Tron and more. Our platform enables permissionless and effortless multi-chain crypto payment acceptance through embedded cross-chain bridges and integrated token swap routing, which empowers users to receive any cryptocurrencies and automatically settle to USDM.

Who can I receive USDM from?

You can receive USDM from any Moove Handle, Ethereum name service (ENS), Solana name service (SNS), or any crypto wallet address across 30+ blockchains. This makes your connected crypto wallet on moove.xyz compatible with users across multiple blockchain ecosystems without requiring them to have the same cryptocurrency as you, such as USDM.